Are you looking for a zero percent balance transfer credit card to consolidate your high interest debt or get your hands on some extra spending cash? What follows is a list of the three best balance transfer credit cards. These cards offer 0% interest on balance transfers and no annual fee. These cards also offer bonus perks, including cash back, points-based rewards, and/or signup bonuses. In most cases, you'll get an instant decision on your application so you'll know right away that you've been approved.